I am Karen Dhillon, Vice President, Business Relationship Manager at Scott Valley Bank Bay Area Division. I work with non-profit organizations and local businesses with annual revenue of $2 Million to $100 Million to provide highly personalized service and customized financial solutions to meet their needs. I work closely with my clients to enhance cash flow and improve their bottom line profit. We offer higher earnings credit rates and have low fee structures, in order to maximize the return on your investment at our bank. Scott Valley Bank is a Business Bank that has been around since 1858 and is committed to working with you to find the best Commercial Banking Solutions to help you grow your business by providing Personalized Service tailored to fit your needs. We have been around for over 150 years and are very proud to rank among the top 8% of well-capitalized banks nationwide. Scott Valley Bank focuses on finding effective solutions for your financial needs that save time and money through a variety of products and services including Deposits, Credit Lines/Loans, Equipment Financing/Leasing and, Treasury Management services, as well as servicing the personal financial needs of our business owners. Please be sure to visit our web site: https://***** Please contact me for further assistance.