Payment Options, a provider of electronic payment services, offers the B2B community simplified payment processes to optimize cash flow and improve financial and operational performance. Firms receiving invoice payments by check can reduce costs, fraud, and payment cycle time for their customers and themselves by accepting electronic check and commercial card payments; tools that can be tailored to negotiated payment terms to suit seller and customer requirements. Electronic payment services simplify accounting functions and procedures, facilitating improved collection capabilities and customer satisfaction. Services available from Payment Options include an Internet payment gateway and virtual terminals that allow sellers to accept electronic checks and card payments, including purchase, procurement, and corporate cards, in payment of outstanding invoices. Enhanced PCI/DSS compliance is available via off-site, secure storage of card-sensitive data. Accelerated cash flow, simplified payment processing and procedures, and reduced customer service costs are some of the benefits to be derived from implementing electronic payment systems.